Catastrophic commercial property losses can cause multimillion-dollar claims. Clients need an insurance partner that can pay such large losses. Affiliated FM clients have access to FM Global’s balance sheet, the same one that serves more than one-third of Fortune 1000 companies. With more than US$7.9 billion in surplus, and with AM Best A+ and Fitch AA ratings, Affiliated FM provides clients with the financial strength they need.

Affiliated FM’s financial strength is demonstrated by:

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Superior financial ratings

When it comes to the financial health of the company to which you are transferring significant risk, financial strength matters.

Affiliated FM maintains A+ Rating (superior) with AM Best and a AA Rating (very strong) with Fitch—the leading analysts of commercial insurers’ financial risk and viability. As a monoline property carrier, we must be able to absorb volatility. AM Best and Fitch periodically review a series of loss scenarios to test the resilience of our model. 

What’s more, Standard & Poor’s Rating Services gives us an ‘A+’ financial strength and counterparty credit rating with a “Stable” outlook.

The Best's Rating Report reproduced on this site appears under license from A.M. Best and does not constitute, either expressed or implied, an endorsement of FM Global’s products or services. A.M. Best is not responsible for transcription errors made in presenting Best's Rating Reports. Best's Rating Reports are copyrighted© by A.M. Best Company and may not be reproduced or distributed without the express written permission of A.M. Best Company. Visitors to this website are authorised to print a single copy of the Best's Rating Report displayed here for their own personal use. Any other printing, copying or distribution is strictly prohibited.

Best's Ratings are under continuous review and subject to change and/or affirmation. To confirm the current rating, please visit the A.M. Best website,


Backing by the FM Global balance sheet

Affiliated FM’s clients benefit from the same financial resilience provided to Fortune 1000 companies.

Because Affiliated FM clients have significant single-location exposures, they need a partner with the financial resources to stand by its contractual obligations. As a wholly owned subsidiary of FM Global, Affiliated FM can provide our clients with access to the same financially secure balance sheet that FM Global provides to its large international clients.


A tested, resilient business model

Throughout challenging market conditions, our balance sheet remains stable.

Over the past decade large aggregate losses from natural disasters, terrorists and fire have tested the resilience of our business model. Add in significant volatility in the global financial markets and you might expect a reduction in surplus. Instead, our balance sheet has proven resilient—recovering from the 2008 market crash and continually setting new company records